Millions of people every day shop online. You can join the millions of people, even though you might be reluctant to try. Once you get the hang of how easy it is, and how you can protect yourself, you might find you prefer shopping online than any other way. Here are some tips to get you going.
A great tip to remember when you’re thinking about online shopping is to make sure the site is legit. You don’t want to be giving your credit card information away to someone who could potentially scam you. Always look at the site to tell if it’s professional and safe to use.
Sign-up for any identity theft protection your credit card company offers, especially if you shop online often. No matter how safe you are or how diligently you believe you can protect your information, it’s never one hundred percent guaranteed. Take full advantage of automatic ID protection and know you will have back-up, should the worst occur.
When you are making any purchases online and you are required to make a user account, never use the same passwords that you use on other websites. Do not use your e-mail or banking password to make an account to buy shoes from a web retailer. If someone was able to see this password, they could have access to more than just your profile on the retailer’s store.
If you think that you will be making a lot of online purchases in the future, consider applying for a separate credit card to use only for these transactions. It is easier to track all transactions if they are the only items listed on this card’s transaction records. Additionally, you don’t need to worry about your own funds being compromised, even temporarily, if you are a victim of fraud.
Be cautious when buying from an unfamiliar online retailer. Check to be sure that security signs such as Cybertrust and Verisign are in place.
In order to shop like a pro online, you need to take advantage of any discounts that you can find that are only available to people who purchase online. Sign up for newsletters, daily deals and search for coupons before you make your purchase. Oftentimes there will be discounts available if you take the time to look for them.
When shopping online, always stop to read product reviews. Other customer’s reviews are one of your biggest assets. They will tell you whether clothing sizes run small or large, if there are any common issues with a product, or if it isn’t quite what the website describes. Taking these reviews into account could save you some big headaches later on.
Be aware of shipping order laws for online merchants. The company is supposed to send your order within the time frame listed in its ad. By law, they have 30 days to send you your order or give you an option to cancel your order. If you do not receive your order within this time frame, call the company to let them know.
If you notice an item that you like and want to purchase while you’re out running errands, see if you can find a better deal for it online! Many things like shoes or video games are cheaper online, so doing a quick internet search could save you some money.
Before completing a purchase, be sure that the website is secure. There are a couple of ways to tell this. Check for the letters “https” in the web address or look for an icon of a closed lock or an unbroken key at the bottom of your screen. Don’t worry if the “s” is not included in the web address right away, sometimes it is only present on the checkout page.
Use bookmarks to keep track of the stores you shop at frequently. These particular files will store the websites you love. If you use any coupon or discount sites, bookmark them as well. This will allow you to click through retailers and deal sites quickly to find the best price on a given item.
If you plan to buy on eBay, remember to do your research. First, check out the seller’s feedback and make sure he’s been around for at least a year and that he’s doing a good job as a seller. Check out shipping costs and the details of the item as well – especially if it is used or not.
Along with making sure your browser says “https,” you should also check for a lock by the web address. This is not easy to do with mobile phones. Also, when mobile shopping, you have to understand that there is less of a chance you’re shopping over a secure Internet connection.
Many online shopping sites allow you to create a “wish list”. You can list items that you are interested in so that they are easier to find later. This allows you to Christmas shop all year long. The added advantage is that the website will usually notify you if the item goes on sale so that you can take advantage of the savings.
You might be hesitant to start shopping online, but there’s really no reason to be. This is something that more and more people are doing, with good reason. Make sure you try each of the tips to optimize your shopping experience. You may one day decide that you’re only going to shop this way!