How To Keep Your Personal Information Secure When Shopping Online

How much online shopping have you done in the past? It’s now time for you to learn a little bit more about the whole field. Continue reading to find out more about how you can make your experience much more convenient. Use the tips and tricks you learn here, and you will have a much better time.

Make sure that when you make a purchase online, you are aware of if the site is secure or not. You do not want your information being compromised in this day and age. Identity theft is quite common, and you must protect your information at all cost so that you wish to keep making purchases online.

After you have found the items you want, check to see if there are any coupons offered. There are many websites that offer coupons. These coupons can be a certain percent off, a certain dollar amount off or free shipping. Many times several coupons are offered. If this is the case, choose the one that will save you the most money.

Never give out your Social Security number to an online merchant. This number is not required for placing orders online. Giving an online store your Social Security number can help them use your personal and private information to steal your identity. To prevent that, if you go on an online store site and see that as a requirement, do not buy anything from them and shop somewhere else.

When shopping online, you need to be extra careful if you are using your cellphone to purchase online. Using a public Wi-Fi can leave your personal vulnerable to hackers. Try to only use your secured network when shopping online using a cellphone and never use a public Wi-Fi hot spot to shop.

If you plan on purchasing an item that you may want to return, shop at a store that offers free returns or exchanges. Many online stores want your business so they will offer things like free returns or exchanges. This option is great if you are unsure if an item will fit your needs.

Don’t supply too much information. It should be no surprise that a shopping site will need your credit card information in order to bill you, and your address so that you can receive your items. However, use caution if more information is asked. No shopping site should ever need your social security number, and even your birth date may be too much information. Those pieces of information, combined with your credit card number can be used by an identity thief to wreak havoc.

Make sure you understand who is responsible if an item gets damaged during shipment when shopping online. Some retailers will be responsible for this, while others put it on the shipping company. Make sure you know who to contact and who is responsible if items are damages or need to be returned.

If you do a lot of online shopping, it would be a great idea for you to download an anti-phishing toolbar to your computer. This will help weed out any sites that may be asking you for information with the intent of scamming you. You can find this software all over the Internet for free.

Just as you would when shopping in person, be sure to comparison shop on the Internet before making a purchase. What you find on one website may be significantly cheaper on other website. There are even some websites, such as NexTag.com, that allow you to comparison shop right on their page.

Look for an address and phone number for any retailer before you pull out your credit card and make a purchase with them. There are many people that will take your information and use it fraudulently, so you have to be very careful. Even if everything else looks legitimate, avoid any sites that don’t have contact information.

If you shop online a lot, try signing up for services that let you get free shipping from certain stores. These services generally will partner with other places and give you free trials to see if you’re willing to pay a price yearly to use their services. Try out a number of services to find the one that serves your interests best.

Most credit cards offer an identify-theft protection program. Therefore, when shopping online, only use your credit card to make purchases. If you ever have a charge show up that you are concerned about, your credit card company will look into the matter for you. Debit cards are much riskier and should be avoided.

If you are considering a large purchase from an unfamiliar website, start with a “practice purchase.” If possible, find a low-cost item on the site to buy. Make sure that the transaction goes well and you are satisfied with their service and product. If they pass this test, you should feel comfortable making your larger purchase.

Don’t forget the advice you’ve read here, so you can have the best online shopping experience. You deserve to know how to get your way around so you can take advantage of its many benefits. Remember that online shopping is always changing, so you’re going to have to stay up with the times.